After picking up that brand new Harley Sportster you are going to need to find a company that can offer you comprehensive and affordable motorcycle insurance. Some states do not require motorcycle insurance but the majority of them do. Any Harley motorcycle guide to insurance will tell you to add theft to your coverage. If you live in a city then this is even more important. Stealing motorcycles is very common and quickly accomplished even if the thieves are moving a heavy Harley Sportser or Road King. Uninsured motorist protection is also a smart thing to buy. You do not want to have to search for Harley Davidson parts accessories and a new Harley jacket because someone hit you and left the scene of the accident.